Opportunity Fund Small Business Financial Health 2020 Survey

We are conducting a short survey that will provide valuable insight about where our clients are in their financial health journey. Your answers will help us improve our services so we can help more small business owners like you. If you take the survey by February 11, you will be entered to win a $100 Amazon gift card! (Entering the drawing is optional. See drawing rules below.)

The survey should take 5 minutes. Your responses will be confidential and will not be shared with anyone outside Opportunity Fund and our research partner. Your responses will only be used to improve the products and services we offer.

NO TRANSACTION OR PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE OR TRANSACTION WILL NOT INCREASE YOUR CHANCES OF WINNING. The sweepstakes entry period begins on 2/4/20 at 7:00 a.m. PT and ends on 2/11/20 at 11:59 p.m. PT. Eligible participants who complete a survey will be entered to win a $100 Amazon gift card. Sweepstakes open to legal U.S. residents age 18 and older. Limitations apply. Void where prohibited. See the Official Rules for details. Sweepstakes sponsored by Opportunity Fund Community Development, 111 West Saint John Street, Suite 800, San Jose, CA 95113.

If you do not currently own or manage a business, you may exit the survey at any time.

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* 1. Do you have a business?

Yes

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* 2. Are you an owner in the business?

Yes

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* 3. Are you a primary decision maker in the business?

Yes

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* 4. At the end of 2018, was the business at a profit, break-even, or loss?

At a profit

Break-even

At a loss

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* 5. Over the past year, which of the following statements best describes how well your business is keeping up with its financial obligations? Please consider bills, taxes, payroll and debt payments.

Pay all on time

Pay almost all on time

Pay most on time

Pay some on time

Pay very few on time

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* 6. Generally, the business has cash available to cover:

Less than 1 month of operating expenses

1 - 3 months of operating expenses

4 - 6 months of operating expenses

7 -12 months of operating expenses

More than one year of operating expenses

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* 7. How would you describe the business’s debt (including any personal debt you took on for the business)?

Do not have any debt

Have a manageable amount of debt

Have a bit more debt than it can manage

Have much more debt than it can manage

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* 8. When is the last time you reviewed a profit and loss statement for the business?

In the last month

Over a month ago

Over six months ago

Over 12 months ago

Do not have a profit and loss statement

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* 9. How would you rate your credit score? Your credit score is a number that tells lenders how risky or safe you are as a borrower.

Excellent

Very Good

Good

Fair

Poor

Don’t Know

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* 10. Please indicate the extent to which you agree or disagree with the following statement.

	Strongly agree	Somewhat agree	Somewhat disagree	Strongly disagree
I have access to affordable funding to meet my business goals. Please consider business profits, personal funds, and external funding such as debt or equity.	I have access to affordable funding to meet my business goals. Please consider business profits, personal funds, and external funding such as debt or equity. Strongly agree	I have access to affordable funding to meet my business goals. Please consider business profits, personal funds, and external funding such as debt or equity. Somewhat agree	I have access to affordable funding to meet my business goals. Please consider business profits, personal funds, and external funding such as debt or equity. Somewhat disagree	I have access to affordable funding to meet my business goals. Please consider business profits, personal funds, and external funding such as debt or equity. Strongly disagree
I have access to affordable, timely credit to meet my business needs.	I have access to affordable, timely credit to meet my business needs. Strongly agree	I have access to affordable, timely credit to meet my business needs. Somewhat agree	I have access to affordable, timely credit to meet my business needs. Somewhat disagree	I have access to affordable, timely credit to meet my business needs. Strongly disagree
I am confident that the business’s insurance policies will provide enough support in case of an emergency. Please consider the coverage you have for vehicle(s), property, and liability insurance, if applicable.	I am confident that the business’s insurance policies will provide enough support in case of an emergency. Please consider the coverage you have for vehicle(s), property, and liability insurance, if applicable. Strongly agree	I am confident that the business’s insurance policies will provide enough support in case of an emergency. Please consider the coverage you have for vehicle(s), property, and liability insurance, if applicable. Somewhat agree	I am confident that the business’s insurance policies will provide enough support in case of an emergency. Please consider the coverage you have for vehicle(s), property, and liability insurance, if applicable. Somewhat disagree	I am confident that the business’s insurance policies will provide enough support in case of an emergency. Please consider the coverage you have for vehicle(s), property, and liability insurance, if applicable. Strongly disagree
I have a plan to address common business risks (new competition, loss of key personnel or customer, natural disaster damage, etc.)	I have a plan to address common business risks (new competition, loss of key personnel or customer, natural disaster damage, etc.) Strongly agree	I have a plan to address common business risks (new competition, loss of key personnel or customer, natural disaster damage, etc.) Somewhat agree	I have a plan to address common business risks (new competition, loss of key personnel or customer, natural disaster damage, etc.) Somewhat disagree	I have a plan to address common business risks (new competition, loss of key personnel or customer, natural disaster damage, etc.) Strongly disagree
I know how much money needs to come in and when in order to meet financial obligations.	I know how much money needs to come in and when in order to meet financial obligations. Strongly agree	I know how much money needs to come in and when in order to meet financial obligations. Somewhat agree	I know how much money needs to come in and when in order to meet financial obligations. Somewhat disagree	I know how much money needs to come in and when in order to meet financial obligations. Strongly disagree
I have a plan in case of a cash shortfall due to late customer payments or an emergency expense.	I have a plan in case of a cash shortfall due to late customer payments or an emergency expense. Strongly agree	I have a plan in case of a cash shortfall due to late customer payments or an emergency expense. Somewhat agree	I have a plan in case of a cash shortfall due to late customer payments or an emergency expense. Somewhat disagree	I have a plan in case of a cash shortfall due to late customer payments or an emergency expense. Strongly disagree

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* 11. Optional: Is there anything else you'd like to share on the subject?

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* 12. Thank you! If you would like to enter to win a $100 Amazon gift card, please enter your name and email address.

First and Last name

Email address you use for correspondence with Opportunity Fund

Phone Number