NAPA Net - Polling Places 101317

Have You Worked with NQDC Plans?

Nonqualified deferred compensation (NQDC) plans are once again emerging as a critical plan design opportunity – and one on which that a growing number of advisors are focused.

NQDC plans come in a variety of formats and designs; account based or non-account based plans, the former sometimes with a company match, sometimes credited with a fixed or variable interest rate. Some plans will opt to offer various investment options not only unlike a 401k plan, but sometimes they actually mirror those options. And then, there are those non-account based plans…. But if you work with NQDC plans, or have considered working with them, you probably know this.

Speaking of working with NQDC plans, this week we’d like to know about your experience(s).

Question Title

* 1. Do you currently work with non-qualified deferred compensation plans?

Yes

Not yet, but I've considered it.

I have, but don't currently.

Something else (please specify)

Question Title

* 2. If so, how long have you been working with NQDC/EB plans?

More than 5 years.

4-5 years

Only about a year

3-4 years

1-2 years

Something else (please specify)

Question Title

* 3. If you work with NQDC plans, with which size employers do you do most of your NQDC/EB plan work?

More than 5,000 employees

1,000 - 5,000 employees

50-100 employees

10-25 employees

100-1,000 employees

Less than 10 employees

25-50 employees

Something else (please specify)

Question Title

* 4. How many NQDC/EB plans do you work with at present?

10-25 plans

Less than 10 plans

25-50 plans

More than 50 plans

Something else (please specify)

Question Title

* 5. With which of the following NQDC Plan types do you typically work (check all that apply)?

Section 162 Bonus and Split Dollar Plans

Excess Benefit Plans

Salary Reduction Arrangements

Top-Hat Plans (aka Supplemental Executive Retirement Plans or SERPs)

Bonus Deferral Plans

Something else (please specify)

Question Title

* 6. Generally speaking, have you seen any change in interest in NQDC plan designs in the past two years?

Yes, interest has decreased.

Yes, interest has increased, but primarily among larger employers.

Yes, interest has decreased, but primarily among smaller employers.

Yes, interest has increased.

No, interest levels have remained pretty consistent.

Yes, interest has decreased, but primarily among larger employers.

Yes, interest has increased, but primarily among smaller employers.

Something else (please specify)

Question Title

* 7. What kind of training/education, if any, have you received on NQDC/EB plans?

Question Title

* 8. Any other comments about NQDC plans, trends in NQDC plans, working with NQDC plans, not being able (or interested in) working with NQDC plans, or life in general?

Question Title

* 9. What is your role working with retirement plans?

Advisor

Provider

TPA

Plan sponsor

Recordkeeper

Other (please specify)

Question Title

* 10. What size plans do you PRIMARILY work with?

Under $10 million in assets

$10-$20 million

$20-$50 million

$50-100 million

$100 million - $250 million

$250 million - $500 million

Above $500 million

Other (please specify)

Question Title

* 11. Suggestions for future survey questions?

Question Title

* 12. All responses are anonymous and confidential, of course - but if you'd like me to know who you are, or allow for a response, you can leave your email below...