Energy Efficient Housing Program Refund Application

As a Sagen-insured mortgage holder purchasing an energy-efficient home or renovating to improve energy efficiency, you are eligible to receive a partial premium refund of 25%.

How to Get Your Refund

To qualify for a premium refund, you must meet the eligibility requirements below:
  • Sagen must receive all mortgage insurance premiums and fees prior to issuing the partial premium refund
  • Home must meet all minimum energy efficient program requirements based on your date of application for mortgage insurance
  • The date of the premium refund application cannot be greater than 24 months from the closing date of the mortgage
  • All supporting energy efficient documentation cannot be greater than 5 years old
Documentation Requirements to Accompany Application Form:

Purchasing a new or existing home:
  • Documentation certifying your home was built under a Sagen qualifying energy efficient building program OR
  • A copy of your EnerGuide Label or EnerGuide Renovation Upgrade report (if available) confirming the energy rating or greenhouse gas emissions level meets the Energy Efficient Program requirements
For condominiums units:
  • Documentation certifying your condominium unit was built under a Sagen qualifying energy efficient building program
If the above criteria are met, Sagen will provide a partial premium refund based on the requirements at the time of application for mortgage insurance.

Please Complete The Application Below
All fields are mandatory

Question Title

Sagen Mortgage Insurance Application Reference Number
(Please refer to your mortgage documentation or contact your mortgage bank to obtain the Sagen Reference Number)

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Property address for which the refund is being requested

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Mailing Address

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