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1. Gift cards and wire transfers are safe ways to pay strangers for online and offline purchases.

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2. Scammers who impersonate the Internal Revenue Service (IRS) only do so during tax season.

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3. You can't stop scammers from calling or texting you.

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4. You can trust the phone number you see on your caller ID.

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5. It's okay to use the same password across multiple accounts, as long as it's a strong one.

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6. Clicking a link to your favorite retailer’s site ensures it’s safe to shop.

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7. Scammers want you to take your time sending them money.

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8. There's not much you can do to prevent account fraud.

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9. If I was emailed a check, I can deposit it via Mobile Deposit or at an ATM.

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10. Funds from a check I deposited are available in my account. Since the check hold released, it must be good!

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