NAPA Net - Polling Places 103015

What's the Most Impactful Retirement Savings Innovation(s)?

There are so many things that have made it easier for Americans to save for retirement – and for advisors to help Americans save for retirement. This week – weigh in anonymously on what you think have been the most important innovation(s).

Some of the innovations are rather new – and some, while old in concept, are only just beginning to have an impact. Some arguably have been little more than a distraction, while others? Well, it’s hard to imagine our current retirement system without them.

Question Title

* 1. What size plans do you PRIMARILY work with?

Under $10 million in assets

$10-$20 million

$20-$50 million

$50-100 million

$100 million - $250 million

$250 million - $500 million

Above $500 million

Other (please specify)

Question Title

* 2. Which do you think has been the most impactful retirement savings innovation?

Expansion of 3(16) fiduciary role

In-Plan retirement income solutions

Fee policy statements

Gamification tools to encourage participants to save more

The Internet

Education policy statements

408(b)2 disclosures

QLACs

Target-date funds

Stretch matches

Reenrollment/backsweeping

EZ-Enrollment

Daily valuation

ERISA Budget accounts

MyRA

Robo-advisors

Savers' Credit

Self-directed Brokerage Accounts

Automatic enrollment (sanctioned by PPA)

Roth 401(k)

Revenue-sharing

Exchange-traded funds

Custom target-date funds

QDIAs

Managed accounts

Retirement income estimates on participant statements

Multiple Employer Plans (MEPs)

Collective investment trusts (CITs)

Other (please specify)

Question Title

* 3. Ten years from now, which do you think will be considered the most impactful retirement savings innovation?

QLACs

408(b)2 disclosures

Multiple Employer Plans (MEPs)

ERISA Budget accounts

In-Plan retirement income solutions

EZ-Enrollment

Exchange-traded funds

Managed accounts

The Internet

QDIAs

Education policy statements

Daily valuation

Expansion of 3(16) fiduciary role

Savers' Credit

Gamification tools to encourage participants to save more

Stretch matches

Custom target-date funds

Self-directed Brokerage Accounts

Revenue-sharing

Collective investment trusts (CITs)

Target-date funds

Fee policy statements

Automatic enrollment (sanctioned by PPA)

Retirement income estimates on participant statements

Reenrollment/backsweeping

Roth 401(k)

MyRA

Robo-advisors

Other (please specify)

Question Title

* 4. Comments on innovations, things considered at one time to be innovations, their impact (or lack thereof), and the things that we still need to develop as innovations?

Question Title

* 1. What size plans do you PRIMARILY work with?

Question Title

* 2. Which do you think has been the most impactful retirement savings innovation?

Question Title

* 3. Ten years from now, which do you think will be considered the most impactful retirement savings innovation?

Question Title

* 4. Comments on innovations, things considered at one time to be innovations, their impact (or lack thereof), and the things that we still need to develop as innovations?

Question Title

* 5. Suggestions for future survey questions?