Bank Sentiment Index Question Title * 1. What State is your institution's headquarters located? Question Title * 2. Please indicate the direction of Commercial Loans Over the Past 3 months Over the Next 6 months Loan Pipeline Increased Remained the Same Decreased Loan Pipeline Over the Past 3 months menu Increase Remain the Same Decrease Loan Pipeline Over the Next 6 months menu Portfolio Balance Increased Remained the Same Decreased Portfolio Balance Over the Past 3 months menu Increase Remain the Same Decrease Portfolio Balance Over the Next 6 months menu Average Interest Rate Increased Remained the Same Decreased Average Interest Rate Over the Past 3 months menu Increase Remain the Same Decrease Average Interest Rate Over the Next 6 months menu Question Title * 3. Please indicate the direction of Home Mortgages Over the Past 3 months Over the Next 6 months Loan Pipeline Increase Remain the Same Decrease Loan Pipeline Over the Past 3 months menu Increase Remain the Same Decrease Loan Pipeline Over the Next 6 months menu Portfolio Balance Increase Remain the Same Decrease Portfolio Balance Over the Past 3 months menu Increase Remain the Same Decrease Portfolio Balance Over the Next 6 months menu Average Rate Increase Remain the Same Decrease Average Rate Over the Past 3 months menu Increase Remain the Same Decrease Average Rate Over the Next 6 months menu Question Title * 4. Please indicate the direction of Other Loans Over the Past 3 months Over the Next 6 months Loan Pipeline Increase Remain the Same Decrease Loan Pipeline Over the Past 3 months menu Increase Remain the Same Decrease Loan Pipeline Over the Next 6 months menu Portfolio Balance Increase Remain the Same Decrease Portfolio Balance Over the Past 3 months menu Increase Remain the Same Decrease Portfolio Balance Over the Next 6 months menu Average Rate Increase Remain the Same Decrease Average Rate Over the Past 3 months menu Increase Remain the Same Decrease Average Rate Over the Next 6 months menu Question Title * 5. Please indicate the direction of Deposit Rates Over the Past 3 months Over the Next 6 months MMDA Increase Remain the Same Decrease MMDA Over the Past 3 months menu Increase Remain the Same Decrease MMDA Over the Next 6 months menu NOW Increase Remain the Same Decrease NOW Over the Past 3 months menu Increase Remain the Same Decrease NOW Over the Next 6 months menu Savings Increase Remain the Same Decrease Savings Over the Past 3 months menu Increase Remain the Same Decrease Savings Over the Next 6 months menu Time Deposits Increase Remain the Same Decrease Time Deposits Over the Past 3 months menu Increase Remain the Same Decrease Time Deposits Over the Next 6 months menu Question Title * 6. Please indicate the direction of Deposit Balances Over the Past 3 months Over the Next 6 months MMDA Increase Remain the Same Decrease MMDA Over the Past 3 months menu Increase Remain the Same Decrease MMDA Over the Next 6 months menu NOW Increase Remain the Same Decrease NOW Over the Past 3 months menu Increase Remain the Same Decrease NOW Over the Next 6 months menu Savings Increase Remain the Same Decrease Savings Over the Past 3 months menu Increase Remain the Same Decrease Savings Over the Next 6 months menu Time Deposits Increase Remain the Same Decrease Time Deposits Over the Past 3 months menu Increase Remain the Same Decrease Time Deposits Over the Next 6 months menu Question Title * 7. Please indicate the direction of Net Interest Margin and its components Over the Past 3 months Over the Next 6 months Net Interest Margin Increase Remain the Same Decrease Net Interest Margin Over the Past 3 months menu Increase Remain the Same Decrease Net Interest Margin Over the Next 6 months menu Yield on Earning Assets Increase Remain the Same Decrease Yield on Earning Assets Over the Past 3 months menu Increase Remain the Same Decrease Yield on Earning Assets Over the Next 6 months menu Cost of Funds Increase Remain the Same Decrease Cost of Funds Over the Past 3 months menu Increase Remain the Same Decrease Cost of Funds Over the Next 6 months menu Question Title * 8. Please indicate your expected direction of the following Market Rates Over the Next 6 months Fed Funds Rate Increase Remain the Same Decrease Fed Funds Rate Over the Next 6 months menu 2-year U.S. Treasury Yield Increase Remain the Same Decrease 2-year U.S. Treasury Yield Over the Next 6 months menu 10-year U.S. Treasury Yield Increase Remain the Same Decrease 10-year U.S. Treasury Yield Over the Next 6 months menu 30-year Mortgage Rate Increase Remain the Same Decrease 30-year Mortgage Rate Over the Next 6 months menu Question Title * 9. Please indicate your expected direction of the General Economy over the next 12 months Improve Remain the Same Slow down Contract 12 months menu 2 years Improve Remain the Same Slow down Contract 2 years menu 3 years Improve Remain the Same Slow down Contract 3 years menu 5 years Improve Remain the Same Slow down Contract 5 years menu Done
