Bank Sentiment Index
1.
What State is your institution's headquarters located?
2.
Please indicate the direction of Commercial Loans
Over the
Past
3 months
Over the
Next
6 months
Loan Pipeline
-- Select an option --
Increased
Remained the Same
Decreased
-- Select an option --
Increase
Remain the Same
Decrease
Portfolio Balance
-- Select an option --
Increased
Remained the Same
Decreased
-- Select an option --
Increase
Remain the Same
Decrease
Average Interest Rate
-- Select an option --
Increased
Remained the Same
Decreased
-- Select an option --
Increase
Remain the Same
Decrease
3.
Please indicate the direction of Home Mortgages
Over the
Past
3 months
Over the
Next
6 months
Loan Pipeline
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Portfolio Balance
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Average Rate
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
4.
Please indicate the direction of Other Loans
Over the
Past
3 months
Over the
Next
6 months
Loan Pipeline
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Portfolio Balance
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Average Rate
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
5.
Please indicate the direction of Deposit
Rates
Over the
Past
3 months
Over the
Next
6 months
MMDA
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
NOW
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Savings
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Time Deposits
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
6.
Please indicate the direction of Deposit
Balances
Over the
Past
3 months
Over the
Next
6 months
MMDA
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
NOW
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Savings
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Time Deposits
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
7.
Please indicate the direction of Net Interest Margin and its components
Over the
Past
3 months
Over the
Next
6 months
Net Interest Margin
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Yield on Earning Assets
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
Cost of Funds
-- Select an option --
Increase
Remain the Same
Decrease
-- Select an option --
Increase
Remain the Same
Decrease
8.
Please indicate your expected direction of the following Market Rates
Over the
Next
6 months
Fed Funds Rate
-- Select an option --
Increase
Remain the Same
Decrease
2-year U.S. Treasury Yield
-- Select an option --
Increase
Remain the Same
Decrease
10-year U.S. Treasury Yield
-- Select an option --
Increase
Remain the Same
Decrease
30-year Mortgage Rate
-- Select an option --
Increase
Remain the Same
Decrease
9.
Please indicate your expected direction of the General Economy over the next
12 months
-- Select an option --
Improve
Remain the Same
Slow down
Contract
2 years
-- Select an option --
Improve
Remain the Same
Slow down
Contract
3 years
-- Select an option --
Improve
Remain the Same
Slow down
Contract
5 years
-- Select an option --
Improve
Remain the Same
Slow down
Contract