How Would You Close the Coverage Gap?

A significant number of working Americans don’t have access to a retirement plan at work.  And we know that those who do – even at very modest incomes – are significantly more likely to save for retirement when they have that access.  How would you close the coverage gap?

What reason(s) have you heard plan sponsors give for not offering a workplace retirement plan (check all that apply)?

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* 1. What reason(s) have you heard plan sponsors give for not offering a workplace retirement plan (check all that apply)?

What single reason do you think is actually the most responsible for employers not offering a workplace retirement plan?

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* 2. What single reason do you think is actually the most responsible for employers not offering a workplace retirement plan?

Which of the following way(s) could (help) encourage plan formation and close the coverage gap?

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* 3. Which of the following way(s) could (help) encourage plan formation and close the coverage gap?

You've been asked to provide a recommendation to Congress as to a viable means of closing the coverage gap - which one will you recommend?

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* 4. You've been asked to provide a recommendation to Congress as to a viable means of closing the coverage gap - which one will you recommend?

So, you've been given the power (and the opportunity) to close the retirement plan coverage gap - how would you do it (choose one)?

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* 5. So, you've been given the power (and the opportunity) to close the retirement plan coverage gap - how would you do it (choose one)?

Other comments about the coverage gap, the reason(s) given for not offering a workplace retirement plan, the difference that having access to a retirement plan at work makes, the gap between viable and realist, your experiences with getting employers to set up a workplace retirement plan, or life in general?

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* 6. Other comments about the coverage gap, the reason(s) given for not offering a workplace retirement plan, the difference that having access to a retirement plan at work makes, the gap between viable and realist, your experiences with getting employers to set up a workplace retirement plan, or life in general?

What is your role working with retirement plans?

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* 7. What is your role working with retirement plans?

What size plans do you PRIMARILY work with?

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* 8. What size plans do you PRIMARILY work with?

Suggestions for future survey questions?

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* 9. Suggestions for future survey questions?

All responses are anonymous and confidential, of course - but if you'd like me to know who you are, or allow for a response, you can leave your email below...

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* 10. All responses are anonymous and confidential, of course - but if you'd like me to know who you are, or allow for a response, you can leave your email below...

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