1. What best describes the trend of employee health-care insurance costs at your CU over the past three years?

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* 1. What best describes the trend of employee health-care insurance costs at your CU over the past three years?

2. Does your CU offer a high-deductible insurance plan to its employees?

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* 2. Does your CU offer a high-deductible insurance plan to its employees?

3. How does your CU fund its employee health-care insurance?

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* 3. How does your CU fund its employee health-care insurance?

4. Does your CU have a formal wellness program in place?

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* 4. Does your CU have a formal wellness program in place?

5. How would you describe the burden of complying with Affordable Care Act (ACA) regulations?

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* 5. How would you describe the burden of complying with Affordable Care Act (ACA) regulations?

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