Survey of Employee Health-Care Insurance Challenges

* 1. What best describes the trend of employee health-care insurance costs at your CU over the past three years?

Sharply increasing

Steadily increasing

Stabilizing

Steadily decreasing

Sharply decreasing

* 2. Does your CU offer a high-deductible insurance plan to its employees?

Yes

No

No, but considering it

* 3. How does your CU fund its employee health-care insurance?

Fully-insured

Partially self-insured/self-funded

Self-insured/self-funded

* 4. Does your CU have a formal wellness program in place?

Yes

No

No, but considering it

* 5. How would you describe the burden of complying with Affordable Care Act (ACA) regulations?

Very challenging

Somewhat challenging

Not very challenging

Not at all challenging