Survey of Employee Health-Care Insurance Challenges Question Title * 1. What best describes the trend of employee health-care insurance costs at your CU over the past three years? Sharply increasing Steadily increasing Stabilizing Steadily decreasing Sharply decreasing Question Title * 2. Does your CU offer a high-deductible insurance plan to its employees? Yes No No, but considering it Question Title * 3. How does your CU fund its employee health-care insurance? Fully-insured Partially self-insured/self-funded Self-insured/self-funded Question Title * 4. Does your CU have a formal wellness program in place? Yes No No, but considering it Question Title * 5. How would you describe the burden of complying with Affordable Care Act (ACA) regulations? Very challenging Somewhat challenging Not very challenging Not at all challenging Done