Survey of Employee Health-Care Insurance Challenges
1. What best describes the trend of employee health-care insurance costs at your CU over the past three years?
Sharply increasing
Steadily increasing
Stabilizing
Steadily decreasing
Sharply decreasing
2. Does your CU offer a high-deductible insurance plan to its employees?
Yes
No
No, but considering it
3. How does your CU fund its employee health-care insurance?
Fully-insured
Partially self-insured/self-funded
Self-insured/self-funded
4. Does your CU have a formal wellness program in place?
Yes
No
No, but considering it
5. How would you describe the burden of complying with Affordable Care Act (ACA) regulations?
Very challenging
Somewhat challenging
Not very challenging
Not at all challenging
