NAPA Net - Polling Places

What Type of QDIA Do You Recommend

By most accounts, target-date funds are the predominant default investment vehicle chosen by 401(k) plan sponsors today.

This week we’d like to know what you recommend – and why – and what response you get from plan sponsors, if any.

Question Title

* 1. Which qualified default investment alternative (QDIA) do you primarily recommend to your clients?

Target-date fund

Balanced account

Managed account

Something else

I don’t recommend any one type in particular

It depends

Other (please specify)

Question Title

* 2. Why do you recommend that option?

That’s what the plan sponsors want/expect

That’s what plan participants want/expect

It’s the most cost-effective alternative

It’s the easiest to add/implement

It can be implemented without participant interaction

Other (please specify)

Question Title

* 3. What, if anything, would lead you to change your primary recommendation type?

Changes in fees

Changes in regulation

Changes in fund structure(s)

Changes in plan sponsor demand

None of the above

Other (please specify)

NAPA Net - Polling Places

What Type of QDIA Do You Recommend

Question Title

* 1. Which qualified default investment alternative (QDIA) do you primarily recommend to your clients?

Question Title

* 2. Why do you recommend that option?

Question Title

* 3. What, if anything, would lead you to change your primary recommendation type?

Question Title

* 4. Other comments about default funds, QDIAs, or the recommendation process?

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* 5. Suggestions for future survey questions?